| HSBC Survey: Consumers Slow to Seek Free Credit Reports, Despite ...
(CSRwire) PROSPECT HEIGHTS, Ill. - A new survey by HSBC - North America finds that while 82 percent of consumers fear identity theft, only four in 10 have taken advantage of the recent law - the Fair and Accurate Credit Transactions Act (FACT Act) - that gives consumers free access annually to their credit reports to check for errors. Checking credit reports regularly can help consumers detect identity theft, which, according to the Federal Trade Commission, has struck 27.3 million Americans in the past five years. It's also an opportunity for consumers to understand their credit status, see how their financial decisions impact their credit standing and assess their progress toward achieving financial goals. "Knowing your credit history represents the first step toward understanding and managing your financial well-being," says Loretta Abrams, vice president of community development and consumer advocacy at HSBC - North America.
Experian offers credit freeze facility from November 1
Consumer credit reporting bureau Experian has announced that it will be offering its customers in 50 states and the District of Columbia, the chance to freeze their credit histories starting November 1. Experian is the second firm after TransUnion to offer consumers the option of freezing their credit histories. By freezing histories, consumers can block access to their reports by new creditors. The company said that it would be charging $10 every time a consumer wants to freeze his/her history temporarily or permanently. "It will be one option among a broad range of fraud-assistance tools we already provide to consumers so that they may make the choice best suited to their situation," said Kerry Williams, group president of credit services and decision analytics business at Experian. "Now that a national model for file freezing has emerged, Experian is offering this option to help prevent consumer confusion." TransUnion was the first company to offer this option, which will come into effect starting October 15.
Bolivians Split on Removing Morales
In November 2007, a draft constitution was approved inside a military base in the vicinity of Sucre, with the support of all pro-government assembly members. Three people died and 20 more were injured during protests staged by the opposition to complain about the change of venue. The proposed draft includes articles that allow for consecutive presidential re-election, the creation of 36 autonomous indigenous communities, and tighter government controls over private media outlets. On Dec. 12 in a televised address, Morales said he is willing to face a referendum on whether he should be removed from office and called for six opposition governors to do the same, declaring, "If the people say that I should go, I don’t have a problem with that. Let the people say who goes and who stays." In August 2004, Venezuelan president Hugo Chávez won a referendum on his tenure with 59 per cent of the vote.
1984 Republican Party Platform
This year, the American people will choose between two diametrically opposed visions of what America should be. The Republican Party looks at our people and sees a new dawn of the American spirit. The Democratic Party looks at our nation and sees the twilight of the American soul. Republicans affirm that now, as throughout history, the spiritual and intellectual genius of the American people will create a better nation and maintain a just peace. To Republicans, creativity and growth are imperatives for a new era of opportunity for all. The Republican Party's vision of America's future, the heart of our 1984 Platform, begins with a basic premise: From freedom comes opportunity; from opportunity comes growth; from growth comes progress.
11/1 TNA Impact review by Wilkenfeld: Awesome show with a stellar main ...
Okay, it's a new week, and a new start. Let's see if TNA can win me back. I'm optimistic. [Opening Credits] The Angles make their way out to the ring. Kurt claims that the Genesis main-event is a classic ploy to get the title off a "beloved champion." The crowd is hot, mixing in "Angle sucks!" and "We want Nash" chants. Angle says he'll figure out who Sting's mystery partner is, because he has two degrees, watches CSI, Law and Order, and 24. Sting says that his partner is a former WWE and WCW champion, and someone who doesn't much like Kurt. How awesome will it be if Jericho swerves everyone and comes to TNA? Kurt says that those clues don't make sense, since everyone who knows Kurt likes him. Nash comes out to take issue with that universal generalization, pointing out that Kurt should perhaps be less worried about Sting's partner and more worried about his own.
Stop Chasing High-Tech Cheaters
Opening up The New York Times last week, I stumbled across an article that outraged me. "Colleges Chase as Cheats Shift to Higher Tech" detailed the struggle of some academics against new, high-tech forms of "cheating" that are based in Internet use, iPods, cellphones, and PocketPCs. The tone of the article was one of dismay at the collapse of morality in education. As I watched the article climb the "most e-mailed list" on the Times Web site through the day, my outrage increased. .
Clinton blames Obama camp over remark
RENO, NEV. (AP) -- Democratic presidential candidate Hillary Rodham Clinton on Saturday faulted chief rival Barack Obama's campaign for twisting her comments about slain civil rights leader Martin Luther King Jr. Clinton was questioned by reporters about South Carolina Rep. Jim Clyburn's reaction to her comments last week that seemed to suggest that President Lyndon B. Johnson should get more credit for passage of major civil rights legislation rather than King. Clyburn, in an interview in The New York Times, had expressed disappointment in the Clinton campaign over what she had said as well as former President Clinton's remark in New Hampshire about Obama telling a "fairy tale" in his opposition to the Iraq war. "I regret the way that this matter has been used," Clinton told reporters.
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