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Experian offers credit freeze facility from November 1

Consumer credit reporting bureau Experian has announced that it will be offering its customers in 50 states and the District of Columbia, the chance to freeze their credit histories starting November 1. Experian is the second firm after TransUnion to offer consumers the option of freezing their credit histories. By freezing histories, consumers can block access to their reports by new creditors. The company said that it would be charging $10 every time a consumer wants to freeze his/her history temporarily or permanently. "It will be one option among a broad range of fraud-assistance tools we already provide to consumers so that they may make the choice best suited to their situation," said Kerry Williams, group president of credit services and decision analytics business at Experian. "Now that a national model for file freezing has emerged, Experian is offering this option to help prevent consumer confusion." TransUnion was the first company to offer this option, which will come into effect starting October 15.


HSBC Survey: Consumers Slow to Seek Free Credit Reports, Despite ...

(CSRwire) PROSPECT HEIGHTS, Ill. - A new survey by HSBC - North America finds that while 82 percent of consumers fear identity theft, only four in 10 have taken advantage of the recent law - the Fair and Accurate Credit Transactions Act (FACT Act) - that gives consumers free access annually to their credit reports to check for errors. Checking credit reports regularly can help consumers detect identity theft, which, according to the Federal Trade Commission, has struck 27.3 million Americans in the past five years. It's also an opportunity for consumers to understand their credit status, see how their financial decisions impact their credit standing and assess their progress toward achieving financial goals. "Knowing your credit history represents the first step toward understanding and managing your financial well-being," says Loretta Abrams, vice president of community development and consumer advocacy at HSBC - North America.


Assess LIVE Price Action Before The London Market Opens With PM ...

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HPV Vaccine Hoax Exposed: FDA Documents Reveal HPV "Not Associated ...

A NewsTarget investigation has revealed that the FDA knew as early as 2003 that Human Papilloma Virus (HPV) was not linked to cervical cancer. Despite this knowledge, the FDA, along with key pharmaceutical companies, has continued to push for the use of HPV vaccinations as a defense against cervical cancer, even when its own research showed no link exists.

Today, NewsTarget publishes, "The Great HPV Vaccine Hoax Exposed," a special report that cites from numerous FDA documents and clinical studies to show that HPV vaccines are not only ineffective, they may actually be dangerous! As revealed in the special report, the Gardasil vaccine has been linked to a 44.6% increase in precancerous lesions in some women, raising serious doubts over the sensibility of mandatory vaccination policies.


Dual Power in the Venezuelan Revolution

These perspectives are erroneous, since they cannot account for what have emerged as the central planks of the revolutionary process. I will focus on the most significant of these planks: the explosion of communal power.

By viewing the process through the Leninist concept of “dual power"—that is, the construction of an autonomous, alternative power capable of challenging the existing state structure—we can see that the establishment of communal councils in Venezuela is clearly a positive step toward the development of fuller and deeper democracy, which is encouraging in and of itself. But the councils' significance goes beyond that. The consolidation of communal power says much about the role of the state in the Venezuelan Revolution. Specifically, what is unique about the Venezuelan situation is the fact that sectors of the state are working actively to dismantle and dissolve the old state apparatus by devolving power to local organs capable of constituting a dual power.



 

 

 

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