| HSBC Survey: Consumers Slow to Seek Free Credit Reports, Despite ...
(CSRwire) PROSPECT HEIGHTS, Ill. - A new survey by HSBC - North America finds that while 82 percent of consumers fear identity theft, only four in 10 have taken advantage of the recent law - the Fair and Accurate Credit Transactions Act (FACT Act) - that gives consumers free access annually to their credit reports to check for errors. Checking credit reports regularly can help consumers detect identity theft, which, according to the Federal Trade Commission, has struck 27.3 million Americans in the past five years. It's also an opportunity for consumers to understand their credit status, see how their financial decisions impact their credit standing and assess their progress toward achieving financial goals. "Knowing your credit history represents the first step toward understanding and managing your financial well-being," says Loretta Abrams, vice president of community development and consumer advocacy at HSBC - North America.
Transcript: Republican presidential debate
Each candidate will be asked a series of questions on foreign policy and domestic issues. Answers are limited to one minute and 30 seconds each. If we decide that rebuttal time is required, that will be 30 seconds. We have green, yellow and red lights to help the candidates keep track of their time. And if an answer runs long, the candidates and everyone else will hear this sound. We ask our large and enthusiastic audience to please limit applause during the question-and-answer por-tion of the debate so we can devote as much time as possible to the candidates themselves. Let's get started with Chris Wallace. Chris? WALLACE: Thank you, Brit. Good evening, gentlemen. There are growing concerns that the country is headed for a recession.
YOUR MONEY: Charities sometime prey on the elderly, too
My mother-in-law is in her 80s, a "Rockefeller Republican" who is still politically and civically active whenever her health allows it. Recently, however, she spent eight days in the hospital.While she was away, the phone rang almost every night with calls from telemarketers hoping she’d help out some political or charitable cause. While my in-laws are on the national do-not-call registry, political and charitable groups are exempted; a long history of being active donors has made them targets for every group that has a copy of the mooch list.My mother-in-law still picks her causes carefully; she’s socially liberal but fiscally conservative — the definition of a Rockefeller Republican — and wants to continue making a difference.So imagine the surprise when her mail included a letter from Fidelis — a national organization that is the antithesis of her politics — saying that her December donation had failed to go through because the credit-card information was incorrect.The note sparked my curiosity because so many things about it seemed out of place.
McCain and Romney spar over Michigan economy
I think that the outcomes will be Hilary vs MCcain for the presidency of 2008. The people will decide who best fits the robes for the position. They will determine who is going to take home the prize. Mrs. Clinton definetly is more modern than any of the other candidates, but Mr. McCain recieves support from many young people. This year, I know that many young people will vote because they are tired of a stagnat gov't who does nothing for them. I would like to see more change this year in the senate. I hope that the person who takes the presidency will appeal to a younger generation by including us in the decision he/she may make. .
Piscataway Senior Center offers vast array of services
It's 7:45 a.m. Wednesday and you can hear the laughter as you walk through the door. A handsome Chinese man is performing tai chi. In the Community Room, a very diverse group of happy people is eating pancakes the size of watermelon slices. Just next door, another small group is shooting pool. Around the the corner, the Pandora's Box thrift store is about to open. This place is a hangout. It's a destination point. It's the Piscataway Township Senior Center. Let the good times roll. The center's goal is to improve the quality of life for senior residents (60 and older) of the township, providing information on services and programs; counseling, outreach services and support groups; health services -- including screening programs and immunization clinics -- transportation services and more.
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