| HSBC Survey: Consumers Slow to Seek Free Credit Reports, Despite ...
(CSRwire) PROSPECT HEIGHTS, Ill. - A new survey by HSBC - North America finds that while 82 percent of consumers fear identity theft, only four in 10 have taken advantage of the recent law - the Fair and Accurate Credit Transactions Act (FACT Act) - that gives consumers free access annually to their credit reports to check for errors. Checking credit reports regularly can help consumers detect identity theft, which, according to the Federal Trade Commission, has struck 27.3 million Americans in the past five years. It's also an opportunity for consumers to understand their credit status, see how their financial decisions impact their credit standing and assess their progress toward achieving financial goals. "Knowing your credit history represents the first step toward understanding and managing your financial well-being," says Loretta Abrams, vice president of community development and consumer advocacy at HSBC - North America.
50 more ways to save money
And it's certainly not for anyone who has a weakness when it comes to credit cards. The providers aren't stupid and will try to exploit that weakness by casually offering more debt when you call to activate your new card, or by sending credit cheques in the post. A tempting offer if you're weak. Beware. If you have a history of credit card problems, cut the cards up. Certainly don't take out more. You could save yourself Potentially £1,000s and avoid a lifetime of financial misery.
Sort out all your finances in eight steps 11. Dump First Direct
Chris Pilling, the new chief executive of the once-respected bank, First Direct, issued an alarming edict last year. Anyone earning less than £24,000 a year was not welcome at his bank - a big kick in the teeth to pensioners, women on maternity leave, nurses and the like.
Experian offers credit freeze facility from November 1
Consumer credit reporting bureau Experian has announced that it will be offering its customers in 50 states and the District of Columbia, the chance to freeze their credit histories starting November 1. Experian is the second firm after TransUnion to offer consumers the option of freezing their credit histories. By freezing histories, consumers can block access to their reports by new creditors. The company said that it would be charging $10 every time a consumer wants to freeze his/her history temporarily or permanently. "It will be one option among a broad range of fraud-assistance tools we already provide to consumers so that they may make the choice best suited to their situation," said Kerry Williams, group president of credit services and decision analytics business at Experian. "Now that a national model for file freezing has emerged, Experian is offering this option to help prevent consumer confusion." TransUnion was the first company to offer this option, which will come into effect starting October 15.
HPV Vaccine Hoax Exposed: FDA Documents Reveal HPV "Not Associated ...
A NewsTarget investigation has revealed that the FDA knew as early as 2003 that Human Papilloma Virus (HPV) was not linked to cervical cancer. Despite this knowledge, the FDA, along with key pharmaceutical companies, has continued to push for the use of HPV vaccinations as a defense against cervical cancer, even when its own research showed no link exists.
Today, NewsTarget publishes, "The Great HPV Vaccine Hoax Exposed," a special report that cites from numerous FDA documents and clinical studies to show that HPV vaccines are not only ineffective, they may actually be dangerous! As revealed in the special report, the Gardasil vaccine has been linked to a 44.6% increase in precancerous lesions in some women, raising serious doubts over the sensibility of mandatory vaccination policies.
Selebi to be charged within the week
A meeting of the NPA's top brass today will confirm the date, which will then be communicated to Selebi's legal team.
The extent of the case against the commissioner was revealed in court documents on Friday during his failed last-ditch attempt to try and prevent being prosecuted.
It's alleged Selebi's long-time friend, Glenn Agliotti, gave him money in exchange for favours.
Selebi took extended leave from his job as head of police in South Africa and has also stepped down as president of Interpol this weekend.
We won't be seeing handcuffs slapped on the commissioner�s wrists, instead he will present himself before a magistrate sometime this week to be officially charged.
Today�s NPA meeting will likely deal with tactical issues about how to manage the fallout around the prosecution.
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